IN STORE
In-person Payments
Bank cards in shops, cafés and on the move.
from1.4%
Rate by business activity
- Connect a terminal or POS
- Transactions in your dashboard
- Terms for your business sector
JOINPAY PRICING
Your payment methods.
Your terms.
In store, on the move or online.
Choose payment services and hardware —
we will prepare a proposal for your business.
ACCEPT PAYMENTS
Three ways.
One platform.
Fees depend on the payment method and your business activity. Hardware is selected separately.
ON WEBSITES AND IN APPS
Online Payments
Online order payments or a payment link for your customer.
from1.5%
Final rate confirmed by agreement
- Website payment acceptance
- Payment links
- Choose an integration method
BY QR CODE
QR payments
Payment through the customer's banking app.
From 0.4%
Terms for your business
- In-store QR code
- Online payments
- Connect to your use case
TOOLS FOR SALES
On a POS.
Or a smartphone.
Service or device costs and transaction fees are separate parts of your proposal.
A DEDICATED DEVICE
Smart POS
Payment acceptance and product management on JoinPAY Smart POS.
USD 25per device per month
Acquiring fees are calculated separately. Hardware and receipt services are agreed during setup.
Choose Smart POSYOUR NFC ANDROID PHONE
SoftPOS
Use a compatible smartphone to accept payments.
USD 0setup and monthly fee
Card acquiring from 1.4%. Smartphone compatibility and receipt services are checked separately.
Explore SoftPOSMERCHANT ACQUIRING
Terms
for your sector.
MCC identifies your business activity. We will help determine the appropriate category during setup.
Business activity / MCCRate
Taxicabs and limousinesMCC 4121
2.3%
Bus linesMCC 4131
1.9%
Utilities: electricity, gas, heating, sanitation and waterMCC 4900
1.4%
Grocery stores and supermarketsMCC 5411
1.9%
Fuel and related goods and services at petrol stationsMCC 5541
2.0%
CaterersMCC 5811
2.8%
Restaurants, cafés and other eating placesMCC 5812
2.5%
Bars and tavernsMCC 5813
2.5%
Fast food restaurantsMCC 5814
1.9%
Parking lots and garagesMCC 7523
2.6%
OtherOther business activities
2.5%
Category not found. Try another name or MCC.
Merchant acquiring rates. Final terms and your business category are confirmed in your proposal.
BEFORE SETUP
Let us work through
the details.
Agree on the solution,
cost and operating procedures.
What does a rate starting from mean?
This is the starting rate for the relevant payment method. Your terms depend on business activity and project requirements. The final rate is confirmed in your proposal.
Does the USD 25 POS fee include acquiring?
USD 25 per month is the cost per device. Payment transaction fees are calculated separately. Hardware, receipt integration and additional services are confirmed during setup.
What is free with SoftPOS?
Setup and monthly access are free. Card acquiring starts at 1.4%. You need a compatible NFC Android smartphone; receipt services are agreed separately.
What is the QR payment rate?
QR payment rates start at 0.4%. We will confirm your business category and QR payment setup before operations begin.
Can I connect several payment methods?
Yes. Tell us where you take payments: in store, on your website or on delivery. We will help choose services and agree on integration.
A PROPOSAL FOR YOUR BUSINESS
Start with the terms.
Continue with JoinPAY.
Tell us your business type, turnover and payment channels. We will help select services and hardware.
8 800 350-59-94This email address is being protected from spambots. You need JavaScript enabled to view it.Get a proposal
QR PAYMENTS
Rates by business activity.
Existing published QR payment rates. Your business category and final terms are confirmed during setup.
| Business activity | Rate |
|---|---|
| Consumer goods and everyday essentials | 0.4% |
| Medicines, medical supplies and dietary supplements | 0.4% |
| Healthcare providers | 0.4% |
| Educational institutions | 0.4% |
| Insurance companies | 0.4% |
| Telecommunications, information and postal services | 0.4% |
| Management companies, mutual funds and investment funds | 0.4% |
| Utilities | 0.4% |
| Pension funds | 0.4% |
| Transport | 0.4% |
| Charitable organisations | 0.4% |
| Self-employed professionals | 0.4% |
| All other activities | 0.7% |