In store
QR code on the counter or screen
JOINPAY · QR PAYMENTS
Payments by QR code.
In person.
And remotely.
Accept QR payments in store, on your website and in your app. The customer pays in their banking app and you see the result in JoinPAY.
Fees and terms confirmed with your request.
From a QR code
to payment confirmation.
to payment confirmation.
Online
Payment links, widgets or integration
In one dashboard
Payments, statuses and statistics
YOUR WAY TO ACCEPT PAYMENTS
Four use cases.
One JoinPAY.
Choose where the purchase takes place. We will match QR payments to your customer's journey.
IN STORE · CHECKOUT · COUNTERShow the code.
Show the code.
Your customer pays.
Place a QR code near checkout or display it on a screen. The customer opens their banking app and confirms the purchase.
A static code can be printed. In an open-amount payment, the customer enters the amount.
Discuss this option
JoinPAY
In-store payment
Enter amountConfirm the payment in your banking appScenario illustration · this code cannot be used to pay
ORDER · INVOICE · LINKPayments wherever
Payments wherever
your customer is.
Create an invoice in your JoinPAY dashboard and send the customer a payment link. Ideal for orders placed remotely.
- Payment amount and purpose
- Customer proceeds to payment
- Check the status in your dashboard
Demonstration data
WEBSITE · SERVICE PAGEAdd payments
Add payments
to your website.
A payment widget lets you accept payments on your website. The customer enters the amount and proceeds to a QR payment.
- A form within your website
- Proceed to the payment page
- Help with installation and setup
Interface demonstration · no money is charged
WEBSITE · SERVICE · APPBuild QR payments
Build QR payments
into your product.
Integrate payment creation and result checks into your system. We will discuss the flow, provide documentation and help with setup.
- Link payments to orders
- QR codes or payment links
- Receive transaction results
Your serviceCustomer order
↓
JoinPAYCreate payment
↓
Transaction resultStatus for your service
FROM ORDER TO RESULT
Familiar to customers.
Clear for your business.
The customer pays in their banking app. Your team can see the transaction result.
Create a payment
Show a QR code or send the customer a payment link.
The customer chooses their bank
The customer opens the code or link and proceeds to their banking app.
They confirm the purchase
They check the recipient and amount, then confirm payment in their banking app.
You see the result
Check the transaction status in JoinPAY before completing the sale.
MERCHANT PORTAL
Every payment.
A clear status.
Create QR codes, check payments and view statistics in your JoinPAY dashboard.
QR codes for goods and services
Payment statuses for your team
Transaction statistics in one place
JoinPAYDemonstration data
QR payments
Today
Successful paymentsUSD 4,450Transactions3
OrderAmountStatus
№1042USD 1,250Paid
№1041USD 2,400Paid
№1040USD 800Paid
№1039USD 600Pending
Schematic example, not a screenshot of a live dashboard
TERMS FOR YOUR BUSINESS
Start with your needs.
We will work out the terms.
Tell us where you accept payments and your expected volume. We will prepare an offer for your use case.
Get a quoteFees and setup
Confirmed based on your business type and chosen solution.
Integration and launch
We will determine the work required, documents and setup timeline.
Settlements and receipts
Agree on how funds are settled and how receipts are issued.
TOGETHER WITH JOINPAY
QR payments are part
of your solution.
Add QR payments to the tools your team already uses.
Do I need a separate payment terminal?+
QR payments do not require a separate card terminal. Display the code on a screen or print it. We will discuss POS and receipt requirements separately.
What is the difference between static and dynamic QR codes?+
A static code can be reused; the customer enters the amount for open-amount payments. A dynamic code is generated for a specific purchase and includes the amount.
Can I accept payments on my website?+
Yes. JoinPAY offers payment widgets, payment links and API integration. We will help choose an option for your website or service.
How do I know the customer has paid?+
Check the transaction status in JoinPAY or in your integrated system. Complete the sale only after the payment status is confirmed.
What are the setup and transaction fees?+
Terms are confirmed with your request. Tell us your business type, payment channels and expected transaction volume.
When do funds arrive and how are receipts issued?+
Settlement and receipt arrangements depend on your setup. We will agree on them before launch, along with bank and integration terms.
QR PAYMENTS
Rates by business activity.
Existing published QR payment rates. Your business category and final terms are confirmed during setup.
| Business activity | Rate |
|---|---|
| Consumer goods and everyday essentials | 0.4% |
| Medicines, medical supplies and dietary supplements | 0.4% |
| Healthcare providers | 0.4% |
| Educational institutions | 0.4% |
| Insurance companies | 0.4% |
| Telecommunications, information and postal services | 0.4% |
| Management companies, mutual funds and investment funds | 0.4% |
| Utilities | 0.4% |
| Pension funds | 0.4% |
| Transport | 0.4% |
| Charitable organisations | 0.4% |
| Self-employed professionals | 0.4% |
| All other activities | 0.7% |