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Choose how to accept payments.

In store, on the move or online — start with your business needs.

All payment products →
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Every business has its own rhythm.

We will help match your payment flow to your business and the way you work.

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Merchant Portal
Payments
All payment products →Smart POSSoftPOSQR paymentsOnline PaymentsIn-person Payments
Solutions
All business solutions →For self-employedBakeries and coffee shopsHoReCaCouriersCreative industry
About JoinPAY
CompanyPlatform, team and approach↗NewsService updates and events↗BlogPayments, technology and business↗ShortsJoinPAY features in short videos↗DocumentsCompany information and documents↗ContactsContact, support and getting started↗
PricesCustomer StoriesMerchant Portal ↗
Payment servicesSmart POSSoftPOSQR paymentsOnline PaymentsIn-person Payments
Home/Payments/SoftPOS

JOINPAY · SOFTPOS

Your smartphone.
Now also your payment
terminal.

Accept contactless payments on an NFC Android smartphone. Products, payments and loyalty in the JoinPAY app.

Get SoftPOS How it works
USD 0 setupUSD 0 per monthfrom 1.4% card acquiring
Smartphone facing the viewer with a bank card held against its back
Card at the back.
Result on the screen.
Payment method illustration

On your smartphone

Android and NFC

Cards and QR payments

Choose a payment method

Loyalty included

Points, discounts and offers

ACCEPT PAYMENTS

Three steps.
One smartphone.

The familiar sales process, made mobile. See how contactless payments work.

joinpay —
Payment demonstration

Purchase amount

USD 900

Choose products from the catalogue or enter an amount

Demonstration only — no money is charged

Prefer to use a QR code?
Offer a QR payment. The customer scans the code and confirms the payment in their banking app.

WHEREVER YOUR CUSTOMERS ARE

At your location.
And beyond it.

For companies, sole traders and self-employed professionals.

Self-employed

Accept payments for your work and services.

Learn more

Couriers

Take payment when the customer receives their order.

Learn more

Coffee shops and bakeries

Manage products, payments and guest rewards.

Learn more

Mobile retailers

Take payments at markets and events.

Discuss setup

GET READY TO ACCEPT PAYMENTS

Start with the phone
you already have.

Contactless card payments require an NFC Android smartphone. We will check compatibility before setup.

Android smartphoneA supported operating system version
NFC moduleEnabled and available for payment acceptance
Internet connectionFor the app and transaction processing

JOINPAY APP

Install.
Connect.
Accept payments.

Once terms and bank connectivity are agreed, configure the app with our team.

RuStore ↗Google Play ↗AppGallery ↗
Check your smartphone

MERCHANT PORTAL

See the details.
Manage the whole business.

Locations, products and employees in one dashboard. Switch between tasks and find the data you need.

Open Merchant Portal ↗
● ● ● b2b.joinpay.ruJoinPAY
JoinPAY: companies and devices, demonstration data
JoinPAY: product catalogue and prices, demonstration data
JoinPAY: report settings, demonstration data

Interface illustration · demo data

PAYMENTS AND RECEIPTS

Receipt options
for your business.

We will discuss whether your business needs a POS system and which receipt integration is suitable.

Cloud receipt integration

Integration with OrangeData and ATOL Online. Availability and electronic receipt delivery depend on your business setup.

OrangeData ↗ATOL Online ↗

Receipt printer

For paper receipts. We will help choose compatible hardware and agree on the app connection.

Find your solution

JoinPAY · Loyalty Programme

Give your customers
a reason to come back

Points, discounts and special offers in one system. Get to know your customers and turn one-time purchases into lasting relationships.

Free with JoinPAY Smart POS and SoftPOS

Your programme · On your customer's smartphone

A favourite business.
More benefits.

Reward pointsDiscountsSpecial offers

One QR code at checkout gives customers access to every programme benefit.

✦

Your loyalty mechanics

Set up points, discounts and special offers to fit your business. Award and redeem points at checkout without paper cards or stamps.

↗

Stay connected with customers

Announce promotions and new products through notifications. Learn customer preferences and collect feedback on your staff.

≋

Analytics in your dashboard

Collect customer and sales data, generate reports and assess your marketing campaigns in the JoinPAY dashboard.

How it works

01 / SETUP

Create your programme

Add products and prices in your dashboard. Set your loyalty terms. Customers install the JoinPAY app and join your programme.

02 / PURCHASE

Scan the QR code

The customer shows a QR code from the app. The cashier scans it with Smart POS or SoftPOS to see the customer's details and programme status.

03 / RESULT

Deliver the benefits

The customer receives a discount, a free item or a special offer under your programme rules. You gain purchase data and a reason for their next visit.

For your businessCoffee shopsBakeriesCar washesBeauty salonsBarbershopsFitness and yoga

Loyalty built into your POS

The system is free for JoinPAY Smart POS and SoftPOS users. Send a request to get connected.

Connect loyalty ↗

SOFTPOS PRICING

Get started without
a monthly fee.

Pay a transaction fee for payment acceptance. Your rate depends on your business type and bank terms.

01 / SETUP0 USD

Service setup

No JoinPAY setup fee.

02 / MONTHLY0 USD

Monthly fee

Dashboard and loyalty programme included.

03 / ACQUIRINGfrom 1,4%

Card transaction fee

A rate tailored to your business.

QR payments, receipt services and additional hardware are agreed separately.

Get your rate

FROM REQUEST TO PAYMENT

We will help
at every step.

01

Tell us about your business

Send a request. We will check your phone and discuss payments and receipts.

02

Connect to your bank

We will help prepare documents and agree on payment acceptance terms.

03

Start accepting payments

Install JoinPAY, configure the app and make your first sale.

QUESTIONS AND ANSWERS

Before your first
payment.

Ask a question
Which smartphone do I need?+

An NFC Android smartphone. We will check compatibility with your model, operating system and app before setup.

Where should the customer tap their card?+

On the back of the smartphone, near its NFC antenna. The position depends on the model. Wait for confirmation in the app.

Can self-employed professionals accept payments?+

Yes. The service is available to self-employed professionals, sole traders and companies. We will confirm onboarding, settlement and receipt terms for your business status.

Is there a monthly fee?+

SoftPOS has no setup or monthly fee. Card acquiring starts at 1.4%; your rate depends on your business and bank terms. Receipt services and additional hardware are agreed separately.

Can I accept QR payments?+

Yes. The app displays a payment QR code. The customer scans it with their smartphone and confirms payment in their banking app.

Where can I view transactions and manage products?+

Your JoinPAY dashboard includes inventory, locations, employees, payments and reports. Access to the loyalty programme is also included.

START WITH YOUR BUSINESS

Ready to accept payments?
Start with your business.

Tell us about your business and smartphone. We will check compatibility, discuss terms and help you get started.

Contact the JoinPAY team Documents and terms

For a shop, coffee shop, salon or network of locations.

Get SoftPOS

Your Name *
Company name *
Phone Number *
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    By clicking the Submit request button, you consent to the processing your personal data.

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    YOUR NEXT STEP

    Have a project? Let us talk.

    Contact us
    JoinPAY

    Payments. Loyalty.
    Tools for business.

    Русский ↗

    Payments

    Smart POSSoftPOSQR paymentsOnline PaymentsIn-person Payments

    Solutions

    For self-employedBakeries and coffee shopsHoReCaCouriersCreative industry

    About JoinPAY

    CompanyNewsBlogShortsDocumentsContacts

    Get in touch

    8 800 350-59-94

    Toll-free within Russia

    +7 (343) 227-98-85This email address is being protected from spambots. You need JavaScript enabled to view it.

    Weekdays, 9:30–18:30
    Yekaterinburg · UTC+5

    Legal information

    The JoinPAY trademark is used by:

    MST Company LLC · Tax ID 6612038940 · Registration No. 1126612001504.

    FINTECH LLC · Tax ID 6679156785 · Registration No. 1226600062039.

    620144, Russia, Yekaterinburg, 2 Nikolaya Ostrovskogo Street, Office H2.4.

    Company information ↗
    © 2026 JoinPAYPrivacy PolicyPlatform developed by MST Company ↗ · DUNS Number: 505535797